Pension explained
5 min read
Pension explained
5 min read
Total Compensation
Last updated: 2 min. ago
Salary
Pension
Bonus
Discuss with financial expert
Your Total Compensation
Last updated: 2 minutes ago
Salary
Pension
Bonus
Equity plan
Personal budgets
Discuss with financial expert
Question about pension plan
Max Lee
Certified Financial Planner
Question about pension plan
Max Lee
Certified Financial Planner
Question about pension plan
Max Lee
Certified Financial Planner
We give employees 1-on-1 access to independent experts, financial education, and personal insights, so your employees make better financial decisions at the moments that really matter.
100.000+ employees at world-class employers have access to Equip
We give employees access to independent experts, financial education, and personal insights. This increases the appreciation of Rewards and strengthens financial resilience.
100.000+ employees have access to Equip
We give employees 1-on-1 access to independent experts, financial education, and personal insights, so your employees make better financial decisions at the moments that really matter.
Experience Equip as your employees do
Making the connection between compensation and personal finances
Access to our financial experts for personal advice
Employees get direct access to independent, certified financial experts for 1:1 support via chat and video. They help employees understand and maximize the value of your programs, answer questions on tax, mobility, pensions, and more — saving HR valuable time.
Max Lee
Certified Advisor
Hi Max, I have a question
about my pension.
Question about buying a house
Max Lee
Certified Financial Planner
Access to our financial experts for personal advice
Employees get direct access to independent, certified financial experts for 1:1 support via chat and video. They help employees understand and maximize the value of your programs, answer questions on tax, mobility, pensions, and more — saving HR valuable time.
Max Lee
Certified Advisor
Hi Max, I have a question
about my pension.
Question about buying a house
Max Lee
Certified Financial Planner
Access to our financial experts for personal advice
Employees get direct access to independent, certified financial experts for 1:1 support via chat and video. They help employees understand and maximize the value of your programs, answer questions on tax, mobility, pensions, and more — saving HR valuable time.
Max Lee
Certified Advisor
Hi Max, I have a question
about my pension.
Question about buying a house
Max Lee
Certified Financial Planner
Education to improve financial literacy
We provide clear and practical education on topics such as pensions, savings, mortgages, and taxes. This helps employees gain confidence and make informed financial decisions on their own.
Our retirement
plan
5 min read
How to create a financial plan that works
3 min • Webinar
Sign up
What to do with student debt
25 min • Webinar
Education
Education to improve financial literacy
We provide clear and practical education on topics such as pensions, savings, mortgages, and taxes. This helps employees gain confidence and make informed financial decisions on their own.
Our retirement
plan
5 min read
Education to improve financial literacy
We provide clear and practical education on topics such as pensions, savings, mortgages, and taxes. This helps employees gain confidence and make informed financial decisions on their own.
Our retirement
plan
5 min read
Micro-tools for personal insights
Our micro tools give employees instant insights into common financial topics such as pensions, savings, and taxes. They provide easy-to-understand guidance that helps employees not only get quick answers but also take the right actions for their financial future.
Financial plan
ON TRACK
Retirement
Buying a house
Today
€35.154
Net worth today
It's time for your check-up
Decline
Take test
Micro-tools for personal insights
Our micro tools give employees instant insights into common financial topics such as pensions, savings, and taxes. They provide easy-to-understand guidance that helps employees not only get quick answers but also take the right actions for their financial future.
Financial plan
ON TRACK
Retirement
Buying a house
Today
€35.154
Net worth today
Micro-tools for personal insights
Our micro tools give employees instant insights into common financial topics such as pensions, savings, and taxes. They provide easy-to-understand guidance that helps employees not only get quick answers but also take the right actions for their financial future.
It's time for your check-up
Decline
Take test
Financial plan
ON TRACK
Retirement
Buying a house
Today
€35.154
Net worth today
We don't learn financial literacy in school. Equip closes that gap. Good for your employees, good for you as an employer.
We don't learn financial literacy in school. Equip closes that gap. Good for your employees, good for you as an employer.
We don't learn financial literacy in school. Equip closes that gap. Good for your employees, good for you as an employer.
Financial resilience declining
Financial resilience declining
Stock plan not understood
Stock plan not understood
Low financial literacy
Pension not appreciated
Pension not appreciated
Helping employees with everything finances, like:
Boosting rewards understanding—one practical topic at a time:
pension
home buying
wealth building
life events
taxes
pension
home buying
wealth building
life events
taxes
We make sure your employees maximize the value of your compensation investments
The business case for employers is strong
Higher appreciation of Total Compensation and stronger financial resilience.
Appreciation
+30%
+30%
+30%
increase in compensation satisfaction
Engagement
45%
of employees use Equip
Engagement
30%
of employees use Equip
Engagement
45%
of employees use Equip
Financial resilience
+75%
improvement in financial resilience
Financial resilience
+75%
improvement in financial resilience
Financial resilience
+75%
improvement in financial resilience
Interested to learn more? Book a call with a representative at Equip
White glove service
White glove service
White glove service
The meeting was great, the advice was clear and down-to-earth, at the same time very personalised. It was extremely useful!
Anna
29 y.o.
The knowledge bank blogs are all super helpful, thanks!
Tim
33 y.o.
The meeting was useful and the Equip coach was very kind and well prepared, giving very personal advice.
Joeri
26 y.o.
For the first time, our people really understand the full value of what we offer. Equip made our rewards tangible, not theoretical.
Laura K
Director of Total Rewards
Financial stress is one of the biggest drains on employee well-being. Equip helps our people make better financial decisions and feel more in control—it's a smart way to build resilience across the organisation
Jeroen M
Head of Compensation & Benefits
Equip finally puts real insights behind our rewards. I can see what employees value, what they ignore, and where we’re wasting budget. That insight changed every conversation with our CFO.
Sophie D
Total Rewards Lead
We’ve had great feedback from employees. Many said it was the first time they really understood their pension plan. It’s a benefit they actually use—and thank us for.
Milan W
Global HR lead
Equip finally puts real insights behind our rewards. I can see what employees value, what they ignore, and where we’re wasting budget. That insight changed every conversation with our CFO.
Sophie D
Total Rewards Lead
Equip helped us turn an overlooked part of our comp package into a driver of engagement and retention—without changing a single benefit
Jeroen M
Head of Compensation & Benefits
It is an eye opener to see what impact awareness about rewards can make for our employees - myself included!
Milan W
Global HR lead
Equip helped us turn an overlooked part of our comp package into a driver of engagement and retention—without changing a single benefit
Jeroen M
Head of Compensation & Benefits
For the first time, our people really understand the full value of what we offer. Equip made our rewards tangible, not theoretical.
Laura K
Director of Total Rewards
For the first time, our people really understand the full value of what we offer. Equip made our rewards tangible, not theoretical.
Laura K
Director of Total Rewards
Financial stress is one of the biggest drains on employee well-being. Equip helps our people make better financial decisions and feel more in control—it's a smart way to build resilience across the organisation
Jeroen M
Head of Compensation & Benefits
Equip finally puts real insights behind our rewards. I can see what employees value, what they ignore, and where we’re wasting budget. That insight changed every conversation with our CFO.
Sophie D
Total Rewards Lead
We’ve had great feedback from employees. Many said it was the first time they really understood their pension plan. It’s a benefit they actually use—and thank us for.
Milan W
Global HR lead
Equip finally puts real insights behind our rewards. I can see what employees value, what they ignore, and where we’re wasting budget. That insight changed every conversation with our CFO.
Sophie D
Total Rewards Lead
Equip helped us turn an overlooked part of our comp package into a driver of engagement and retention—without changing a single benefit
Jeroen M
Head of Compensation & Benefits
It is an eye opener to see what impact awareness about rewards can make for our employees - myself included!
Milan W
Global HR lead
Equip helped us turn an overlooked part of our comp package into a driver of engagement and retention—without changing a single benefit
Jeroen M
Head of Compensation & Benefits
For the first time, our people really understand the full value of what we offer. Equip made our rewards tangible, not theoretical.
Laura K
Director of Total Rewards
Frequently asked questions
Frequently asked questions
How do you handle data security and privacy?
Are you part of a bank, insurer or other financial services company?
Would Equip work for a company with a very diverse employee base?
Is Equip also available in Dutch language?
Financial advice services for employees
Elandsstraat 169H, 1016 RZ Amsterdam
KVK registration number: 86747606
© 2025 Equip Financial Technology B.V.
Financial advice services for employees
Elandsstraat 169H, 1016 RZ Amsterdam
KVK registration number: 86747606
© 2025 Equip Financial Technology B.V.
Financial advice services for employees
Elandsstraat 169H, 1016 RZ Amsterdam
KVK registration number: 86747606
© 2025 Equip Financial Technology B.V.